Last updated: September 24, 2026
MoneyGuardian ("MoneyGuardian", "we", "us", or "our") respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how information may be collected, used, stored, protected, and shared when you use the MoneyGuardian mobile application.
MoneyGuardian allows you to enter information to help you manage your personal finances. Depending on the features you use, this may include:
You are responsible for ensuring that information you enter into MoneyGuardian is accurate and that you do not enter information that you do not have permission to use.
MoneyGuardian is designed to help you organize and understand your personal finances. Financial information entered into the application is used to provide budgeting, expense tracking, financial analysis, reports, and related functionality.
MoneyGuardian does not sell your personal financial information.
We do not publicly display your financial information or make your financial information available to other users.
MoneyGuardian does not provide banking, investment, lending, tax, accounting, or financial-advisory services. Information and calculations provided by the application are intended for personal educational and organizational purposes.
Certain information used by MoneyGuardian may be stored locally on your device so that the application can provide its features and remember your preferences.
This may include financial entries, budgets, categories, reports, currency preferences, application settings, and security preferences.
If you uninstall the application, locally stored application data may be removed by the operating system. Data stored through other services may be subject to the retention policies of those services.
MoneyGuardian may provide security features such as PIN protection, device authentication, and biometric authentication.
When biometric authentication is used, MoneyGuardian relies on the authentication mechanisms provided by your Android device and operating system. MoneyGuardian does not receive or store your fingerprint, facial biometric template, or other biometric data.
Security information is used to protect access to the application and its protected features.
MoneyGuardian may use analytics technologies to understand how the application is used and to improve performance, reliability, and user experience.
Depending on the services enabled in the application, analytics information may include:
Analytics information is used to understand application performance, identify technical problems, and improve MoneyGuardian.
MoneyGuardian may display advertisements through Google AdMob.
Advertising providers may collect or process information such as device identifiers, IP address, approximate location, advertising identifiers, application information, and advertising interaction information, subject to the provider's policies and applicable privacy choices.
Advertising information may be used to deliver, measure, and improve advertisements.
MoneyGuardian does not intentionally send the financial information you enter into your budgets or expenses to advertisers for the purpose of identifying you or targeting advertisements based on your personal financial information.
Google may process information according to Google's own privacy policies and applicable advertising technologies.
You can learn more about how Google uses data when its advertising
services are used in apps and websites here:
How Google uses information from sites or apps that use our services
Depending on your location, applicable law, and the advertising configuration used by MoneyGuardian, you may be presented with privacy or consent choices regarding advertising and the processing of personal data.
For users in the European Economic Area (EEA), the United Kingdom, and Switzerland, Google requires appropriate disclosures and consent mechanisms for personalized advertising where applicable.
MoneyGuardian may use Google's consent management technologies to provide applicable privacy choices.
Google's privacy and consent requirements may change over time, and advertising services may process information according to applicable laws and Google's policies.
MoneyGuardian may offer optional Premium features through Google Play.
Purchases and subscriptions are processed through Google Play Billing. Payment card numbers and other payment credentials are handled by Google and the applicable payment provider rather than being stored by MoneyGuardian.
MoneyGuardian may receive information necessary to determine whether a purchase or subscription is active, such as purchase status, subscription status, product information, and transaction-related identifiers provided by Google Play.
Google Play's own terms and privacy policies apply to payment processing.
MoneyGuardian may use third-party services to provide advertising, analytics, application distribution, subscription processing, authentication/security functionality, crash reporting, or other technical services.
These services may process certain information according to their own privacy policies and applicable laws.
Third-party services used by MoneyGuardian may include services provided by:
We only use third-party services that are necessary for the operation, security, improvement, distribution, or monetization of the application.
We do not sell your personal information.
We do not sell your financial entries, budgets, expenses, savings information, or other financial information that you enter into MoneyGuardian.
We do not share your personal financial information with third parties for their independent marketing purposes.
Information may be processed by service providers when necessary to operate the application, provide advertising, analyze application performance, process subscriptions, maintain security, or comply with legal obligations.
We may also disclose information when required by applicable law, regulation, legal process, or a valid governmental request.
We take reasonable technical and organizational measures designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no method of electronic storage or transmission over the internet can be guaranteed to be completely secure.
Users should also protect their devices using appropriate security measures such as a device lock, operating-system security updates, and strong authentication.
Information is retained only for as long as reasonably necessary to provide the relevant functionality, maintain application security, comply with legal obligations, resolve disputes, and enforce applicable agreements.
Information stored locally by the application remains on your device until it is deleted by you, removed through application or device controls, or otherwise removed by the operating system.
Third-party service providers may retain information according to their own policies and legal obligations.
You may remove locally stored MoneyGuardian information by using available deletion features within the application, clearing the application's data through your Android device settings, or uninstalling the application where applicable.
If you have a question about information associated with a service provided by MoneyGuardian, you may contact us at:
When contacting us about data deletion or privacy, please provide enough information for us to understand your request. We may need to verify the request before taking action.
MoneyGuardian is not specifically directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13 for the purpose of operating a child-directed service.
If you believe that a child has provided personal information to us, please contact us at stoic7code@gmail.com.
MoneyGuardian may be used by people in different countries. Depending on the services used by the application, information may be processed in countries other than the country where you live.
We aim to handle personal information in accordance with applicable privacy and data-protection requirements.
If you are located in the European Economic Area, the United Kingdom, or another jurisdiction that provides similar privacy rights, you may have rights regarding your personal information, including rights to access, correct, delete, restrict, or object to certain processing, subject to applicable law.
You may contact us regarding a privacy request at:
We may update this Privacy Policy from time to time to reflect changes to MoneyGuardian, applicable laws, or the services used by the application.
When we make changes, we will update the "Last updated" date at the top of this Privacy Policy.
We encourage users to review this Privacy Policy periodically.
If you have questions, concerns, requests, or complaints regarding this Privacy Policy or MoneyGuardian's privacy practices, please contact us.
Email: stoic7code@gmail.com
App: MoneyGuardian
Developer: SkillLink Labs